Trading 212
Commission-free stocks/ETFs investing app, plus CFDs — popular UK retail choice.
Quick facts
Overview
Trading 212 pioneered commission-free stock investing in Europe, opening up fractional shares to retail users with a simple mobile-first interface. Operates two products: 'Invest' (stocks/ETFs, no leverage) and 'CFD' (leveraged forex/CFDs). FCA/CySEC regulated with FSCS protection up to £85,000 for UK clients. Strong mobile UX, weak on advanced charting and order types.
Score breakdown
Scores reflect fit-for-category, not absolute. A broker rated 5.0 in one axis is judged against that category\'s requirements, not the entire market.
Pros & Cons
What we like
- Free commission on 12,000+ stocks/ETFs (Invest product)
- Fractional share investing from $1
- Tier-1 regulation (FCA, CySEC)
- FSCS protection up to £85,000
- AutoInvest 'Pies' for portfolio building
- Very low entry barrier
Trade-offs
- CFD product separate from Invest — switching accounts
- No MT4/MT5 — proprietary app only
- Limited advanced charting and order types
- Customer support response times can be slow
- FX spread on multi-currency operations
Who it fits
Beginner and intermediate retail investors who want commission-free stocks and a simple mobile app. CFD product is for occasional leveraged trades, not active scalping.
CFDs are leveraged products carrying high risk of loss. Verify this broker is suitable for your jurisdiction before depositing funds. See the full Risk Warning on each broker\'s official site.